A collection of terms related to electric cars, car insurance, car subscription and general driving.


Optional extras

Here are some common optional car insurance extras in the UK:Breakdown Cover: Provides roadside assistance and recovery if your car breaks down. This can include services like towing to a garage, on-site repairs, or even a replacement vehicle.Legal Expenses Cover: Covers legal costs if you need to pursue compensation from another driver or defend yourself against a motoring prosecution.Courtesy Car Cover: Offers a temporary replacement vehicle if your car is being repaired following a claim. This ensures that you still have transportation while your vehicle is out of commission.Personal Accident Cover: Provides financial support if you or a passenger are injured or killed in an accident. This can include payouts for medical expenses, loss of limbs, or permanent disability.Windscreen Cover: Covers the cost of repairing or replacing your car's windscreen, windows, or sunroof if they are damaged.No Claims Discount Protection: Allows you to make a certain number of claims without affecting your no-claims bonus, which can help you maintain lower premiums in the future.Key Cover: Provides assistance if you lose your car keys or they are stolen. This can include the cost of replacing the keys and the locks.Excess Waiver: Reduces or eliminates the amount you have to pay as excess in the event of a claim.Gap Insurance: If your car is written off, gap insurance covers the difference between the amount your car insurer pays and the amount you originally paid for the car or the amount remaining on a car loan.Misfuelling Cover: Protects you if you accidentally put the wrong type of fuel in your car, covering the cost of draining and cleaning the fuel system.European Cover: Extends your coverage to other European countries, handy if you plan to drive abroad.Enhanced Personal Belongings Cover: Covers personal items in your car, such as a phone or laptop, if they are stolen or damaged.These optional extras allow you to customise your car insurance policy to fit your particular needs and lifestyle.
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