Uninsured loss recovery: What does it mean?

If you have an accident that’s not your fault, uninsured loss recovery (ULR) could help you reclaim any money you have to pay out to fix the damage.

Uninsured loss recovery: The long answer

Uninsured loss recovery refers to a process in the UK where drivers can seek compensation for losses incurred in a car accident caused by an uninsured or untraceable driver.

In the unfortunate event that you are involved in an accident with an uninsured driver who is at fault, uninsured loss recovery allows you to recover the costs of repairs, medical expenses, and other losses that are not covered by your own insurance policy.

This can include the excess on your insurance policy, loss of earnings, and even legal expenses.

It is important for UK drivers to understand uninsured loss recovery and consider it as an additional protection against potential financial losses in case of an accident with an uninsured driver.