Statement of fact: What does it mean?

A form showing all the information you’ve given to your insurance provider. A statement of fact forms part of your insurance contract.

Statement of fact: The long answer

The term "MOT" stands for Ministry of Transport, which is a mandatory annual test for vehicles in the UK. It is designed to ensure that cars meet the minimum safety and environmental standards set by the government.

During the MOT, various components of the vehicle, such as brakes, lights, tires, and emissions, are thoroughly checked by certified technicians.

Upon passing the test, the vehicle receives an MOT certificate, which is required to legally drive on UK roads.

Failing to have a valid MOT certificate can result in penalties, fines, and even the possibility of your vehicle being seized.

Therefore, it is crucial for UK drivers to schedule and pass their MOT test on time to ensure their vehicle's roadworthiness and compliance with regulations.