‘Act of God’: What does it mean?

This is a term that was used in insurance policies to describe events such as natural disasters. It’s no longer used - instead policies will simply set out what is and isn’t covered.

‘Act of God’: The long answer

In the context of car insurance, the term "Act of God" refers to an event or occurrence that is beyond human control and is not caused by any fault or negligence of the driver.

It typically includes natural disasters such as floods, storms, earthquakes, or lightning strikes.

In the UK, this term is often used by insurance companies to describe events that are considered unpredictable and unavoidable, leading to damage or loss of a vehicle.

When an insurance policy includes coverage for "Acts of God," it means that the insurer will provide compensation for any damages caused by such events.

However, it's important to note that specific policy terms and conditions may vary, so it's advisable to review your insurance policy for a comprehensive understanding of what is covered under "Acts of God."