Premium: What does it mean?

How much you’ll pay for your insurance policy. This is usually paid via direct debit either monthly or annually. Check out our to find out what will affect the cost of your car insurance premium.

Premium: The long answer

In the context of cars, the term "premium" refers to a category of vehicles that are considered to be of higher quality, luxury, and often associated with higher price tags. These cars typically offer superior comfort, advanced technology, and high-performance features.

For UK drivers, the term "premium" is commonly used to describe luxury car brands such as Jaguar, Land Rover, Aston Martin, Bentley, Rolls-Royce, and Mercedes-Benz, among others. These vehicles are known for their exquisite craftsmanship, cutting-edge technology, and refined driving experiences.

Owning a premium car in the UK is often seen as a symbol of status and success. These vehicles tend to have superior build quality, luxurious interiors, and advanced safety features. They are designed to provide a smooth and comfortable ride, making them ideal for long journeys or commuting in style.

Moreover, premium cars often come with a range of additional services and benefits. These may include extended warranties, dedicated customer support, exclusive membership programs, and access to high-end dealerships or service centres.

However, it's important to note that purchasing a premium car entails higher costs, both in terms of the initial purchase price and ongoing maintenance expenses. Insurance premiums for these vehicles can also be higher due to their higher value and potential repair costs.

Overall, the term "premium" in the UK car industry represents a class of vehicles that offer exceptional quality, luxury, and performance, catering to drivers who prioritize comfort, style, and prestige.