Written Off: What does it mean?

When the cost of repairing a damaged vehicle exceeds its value, the insurance company may declare it a write-off and scrap it.

Written Off: The long answer

In the UK, the term "Written Off" refers to a car that has been deemed uneconomical to repair by an insurance company following an accident or other significant damage.

When a car is written off, it means that the cost of repairing the vehicle exceeds its market value.

As a result, the insurance company will typically offer a settlement to the policyholder based on the car's pre-accident value, minus any applicable excess and salvage value.

Once a car is written off, it is usually given a specific category, such as Category A, B, S, or N, which indicates the extent of the damage and whether it can be repaired and returned to the road.

It's important for UK drivers to understand the implications of a written-off car, as it may affect their insurance premiums and the ability to sell or insure the vehicle in the future.